Price without context is incomplete
A lower premium can come with tighter limits, weaker service or costs that show up elsewhere.
For Canadian business owners and plan administrators
See how your benefits plan compares before you renew
Get a free plan audit and side-by-side analysis of your current coverage, costs and plan design, with no obligation to switch.
Takes about 30 seconds. No obligation to switch.
COMPARE THE PLAN, NOT JUST THE PRICE
You are paying for a plan design, not a list of benefits
Two plans can look similar on a quote and work very differently in practice. The audit shows how your current plan is built and where the design may be holding back value.
More coverage is not always better
The right plan puts the budget toward benefits your team is likely to value and use.
A comparison makes tradeoffs visible
Side-by-side analysis helps you see what changes, what stays and what each option costs.
WHAT THE AUDIT INCLUDES
A side-by-side view of your current plan and the options worth considering
You get a plain-language analysis that makes cost, coverage and plan design easier to compare.
Current-plan snapshot
A clear summary of what you have, what it costs and where the plan is concentrated.
Coverage-gap review
Areas where limits, services or eligibility may not match your team.
Cost-and-design analysis
Where the plan may be overbuilt, underbuilt or structured inefficiently.
Advisor walkthrough
A licensed advisor explains the findings and answers your questions.
THE DIFFERENCE IS IN THE DESIGN
Cookie-cutter plan vs. optimised plan
The goal is not to add more benefits for the sake of it. It is to make sure every dollar has a job.
Cookie-cutter plan
Built around a standard package
Renewal discussion centres on the price increase
Coverage can stay in place whether employees use it or not
Tradeoffs are hard to see
Optimised plan
Designed around your team, budget and priorities
Options are compared before renewal
Coverage is reviewed against real needs
Cost and coverage tradeoffs are explained clearly
A SIMPLE SECOND LOOK
What happens next
Answer a few questions. We will review your plan and connect you with a licensed advisor who can explain the findings.
Take the 30-second assessment
Tell us about your business, team size and current plan.
Share your renewal
On the next page, you can send your renewal or benefits summary for a closer review.
Review it with an advisor
Get a clear explanation of your options and book a time that works for you.
COMMON QUESTIONS
A second opinion without the pressure
Is the plan review free?
Yes. The initial audit and analysis are free, with no obligation to change providers.
Do we need to be at renewal?
No. Renewal is a useful time to compare options, but you can request a review at any point in the year.
What should I have ready?
Your latest renewal, benefits summary or plan booklet helps the advisor make the review more specific. You can still start without it.
Will TeamPerks tell us to switch?
Only if the analysis supports it. The first step is to show you what is working, what may need attention and what options are worth comparing.
Get a clear plan audit before your next decision
Start with the 30-second assessment. We will help you compare the plan you have with options that may fit better.
30-second assessment. No obligation to switch.