Free · About 30 seconds

85 of every 100 plans we review turn out to be overpriced, underbuilt, or both

Find out how yours stacks up against other Canadian businesses. In most cases, you are not getting bang for your buck.

Overpriced, underbuilt, or both Already in good shape

Basis of claim: plans submitted to our benefits partners for review, concentrated in small and mid-sized Canadian businesses. Businesses that ask for a review are more likely to have something worth finding, so this is not a survey of the whole market. Your own result depends on your plan, which is what the assessment is for.

Overpriced

You are paying margin, not coverage. The traditional model wins your business on a low opening rate and earns it back across the next two renewals. Nothing in that structure is designed to hold your costs down in year three.

Underbuilt

You are paying for a plan with the good parts left out. Virtual doctor visits, real mental health support, second opinions on a serious diagnosis, private MRI, hospital cash. These are available to a business your size and are routinely missing from small business plans.

So which group are you in?

That is the part you cannot tell from your renewal letter, and it is the only question this assessment answers. Four questions, about 30 seconds.

You do not have to change anything. This is a review, not a switch. Worth knowing where you stand before the renewal decides it for you.

TeamPerks works with 500+ Canadian businesses.

TeamPerks is a benefits optimization platform. We do not sell insurance. Submitting this form is a request to be matched with an independent, licensed third-party advisor who may contact you about group benefits. It is not an application, a quote, or an offer of insurance. Coverage referenced above is illustrative of what is available in the Canadian market and is not a guarantee of eligibility. See our Privacy Policy and Terms of Service.

How satisfied are you with your current benefits plan?

How many employees does your company have?

Tell us about your business

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Your written summary arrives within 48 hours. No spam, ever.

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TeamPerks is a benefits optimization platform, not an insurer, and does not sell policies. This form is a request to be matched with an independent licensed advisor. It is not an application for insurance.
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