Free eBook for Canadian employers
The Benefits Renewal Playbook for Canadian small businesses.
A plain-language guide to how group benefits are priced, how to read your renewal letter, and how to plan your team's coverage for 2027. Free to download, no call required.
- 6 short chapters, about 20 minutes
- A renewal checklist you can use this year
- Written for owners, HR and office managers
Get the free eBook
Read it online right after you submit.
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Most renewals get signed without a second look.
The letter arrives, the deadline is close, and the easiest thing is to sign. This playbook gives you a simple way to understand what you are paying for, what changed, and what questions to ask before you commit for another year.
What's inside the playbook.
Six short chapters. Read them in order or jump to the one you need.
Chapter 1
How group benefits are priced
Pooling, claims experience and admin costs, explained without the jargon.
Chapter 2
Reading your renewal letter
The lines that matter most and what each one is telling you.
Chapter 3
Questions to ask before you sign
A short list to bring to your advisor or carrier.
Chapter 4
Coverage your plan may be leaving out
Common options many small business plans never add, and how to check yours.
Chapter 5
Traditional plan, HSA, or a mix
How each approach works and which teams tend to suit each one.
Chapter 6
Your 120-day renewal timeline
What to do and when, so the deadline never forces the decision.
Built for the person who signs off on benefits.
Whether you run the business or manage HR on the side, this guide is written for people who make benefits decisions without a benefits team behind them.
- Business owners who want to understand the plan they pay for.
- HR and office managers handling a renewal this year.
- Growing teams setting up a first plan or thinking about a change.
Questions.
Is the eBook really free?
Yes. There is no cost and no obligation. You can read it online as soon as you submit the form.
Will someone call me?
Only if you ask. If you tick the free benefits audit box, an independent licensed advisor may reach out to set it up. If you don't, you'll just get the eBook and the occasional email, which you can unsubscribe from at any time.
Is TeamPerks an insurance company?
No. TeamPerks is a benefits optimization platform. We don't sell insurance policies. If you request an audit, we match you with an independent licensed third-party advisor.
Do I need to have a plan already?
No. The playbook is useful whether you are renewing an existing plan or setting up your first one.